In international trade, every operation involves risks that can directly affect the value of the goods and the continuity of the supply chain. During transportation, cargo is exposed to events such as damage, drops, leaks, accidents, theft and even total loss. For this reason, contracting international cargo insurance is an essential practice for companies that want to operate with safety and predictability.

International insurance works as financial protection that accompanies the entire journey of the goods. It is contracted based on factors such as the type of cargo, origin and destination, mode of transport, routes and insured value. From the beginning of transport onward, the policy provides coverage up to final delivery, according to the contracted conditions.

Among the most common risks covered in international transport are:

• Damage caused by improper handling or impacts;
• Damage from rainwater or seawater;
• Theft or qualified robbery;
• Fire, explosion, collision and overturning;
• Loss or total disappearance of the cargo.

Purchasing insurance is not just a formality in international trade. It brings real benefits to importers and exporters, such as reduced financial risk, greater legal security and more peace of mind when planning operations. It is also important to remember that the chosen Incoterm may determine who is responsible for contracting the insurance, which reinforces the need for proper guidance to avoid gaps in coverage or unintended liabilities.

We conduct a full assessment of the operation, analyze the characteristics of the cargo, and recommend the coverage that best fits the client’s needs. Modal Comex is responsible for the entire insurance contracting process, the issuance of the policy, and providing support in the event of a claim, working directly with the insurer to expedite the resolution.